Mortgage Advice

With the current economic climate, many people may be forgiven for thinking getting a mortgage is nearly impossible! This is simply not the case. There has never been a better time to seek professional advice, we are here to help you through what is probably one of the biggest financial decisions you will have to make during your lifetime. Make the right decision, after you have consulted one of our experts. Let us source the whole of the market and direct you to the lender that is right and most suitable for you it doesn't pay to take advice from only one source.

If you take the wrong mortgage it could end up costing you thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.

Just to add to the confusion, there are now a bewildering number of mortgage types available to select from.

Our Independent Mortgage Advisers have over 20 years experience in the housing and mortgage market.

Throughout the years, they have established relationships with many local estate agents, and their expertise in mortgages, has provided invaluable assistance and guidance, to applicants and vendors alike, who are searching for a clear and unbiased perspective of the mortgage market.

If you are moving home, you may be contemplating a new mortgage on another property, and may have asked your existing mortgage provider for a quotation. You should however; also take steps to discover what alternative mortgage deals may be suitable, and potentially less costly.

You might well find that a confidential mortgage review by a professional adviser would save you time and money in the long run.

Our Independent mortgage advisers, have access to products from the whole market, including exclusive deals, and can compare the latest rates offered by different lenders. They use an online sourcing tool, which enables them to search the whole market to find the mortgage best suited to your personal circumstances.

With their support, you can take your time, compare and discuss different mortgage combinations, generating a shortlist from literally hundreds of mortgage products on the market. An initial discussion is free of charge without obligation.

For mortgage advice, you can choose how to pay. A fee, usually £350, or we can accept commission from the lender, or a combination of both.

Your home may be repossessed if you do not keep up repayments on your mortgage

Contact us now for a free consultant!!
0161 945 4321   info@kirnestates.co.uk